If your credit, ATM, or debit card is lost or stolen, federal law limits your liability for charges made to your credit without your permission, but your protection depends on the type of credit card you have — and when you report the loss.
There are steps you have to take:
Report Loss Or Theft Immediately
Keep An Eye On Your Accounts
Check to see under the Federal Law the protections that are in place to help limit what you have to pay if your credit, ATM, or debit cards are lost or stolen, so that you know exactly what to do or contact your Bank or Credit Company for information.
Here are some steps you need to take: